Did you know.... you may qualify as a first time home buyer even if you have owned a home in the past?  As long as you have not been a home owner in the past 3 years, you can qualify.

As you know, interest rates are at all time historical lows and the stimulus bill produced a healthy tax credit that really makes buying a home now the best time in history.  Don't miss this chance to own a home for you and your family.

Congress Enacts Bigger and Better
Home Buyer Tax Credit

A tax credit of up to $8,000 is now available for qualified firs first-time home buyers purchasing a principal residence on or after January 1,2009 and before December 1, 2009. Unlike the tax credit enacted in
2008, the new credit does not have to be repaid.

First First-time home buyers who purchased a principal residence on or after April 9, 2008 and before January 1, 2009 may qualify for a a$7,500 tax credit.  This is a interest free loan paid back over 15
years.

Take a look at the following files that will provide you with additional detailed information about this excellent program for First Time Home Buyers.  Call me, Mary Mangold,  at 208-983-7602 with any questions.

First Time Home Buyer Program (*.pdf) 
Adobe PDF File

First Time Home Buyer Program (*.ppt)
MS Power Point File

 Consult with your Tax Professional to learn what you are eligible to receive as a tax credit in this program.

The following links are provided by IdaMortgage.com for Idaho Home Buying Assistance.
Tax Credit Assistance Program (TCAP)

TCAP Details
TCAP Plan

Homeownership Affordability and
Stability Plan

Home Refinance and Loan Modification Programs
Homebuyer Tax Credit
Free Housing Counseling

Neighborhood Stabilization Program (NSP)

NSP Program Details
NSP Substantial Amendment Plan 
 

Pending Transaction

Priced at $132,500  and includes a $2500 CARPET ALLOWANCE and $2000 Exterior Paint Upgrade.  Those two credits of $4500 essentially bring the price of the home down to $128,000.  On top of that, if you purchase a home after January 1, 2009 and before December 1, 2009, FIRST TIME HOME BUYERS ARE ELIGIBLE for up to an $8000 Tax Credit.  Details Here!

This home is really nicely remodeled inside with lots of interior updates.  The 1924 Sq. Ft.,  3 Bedroom / 1 Bath home includes a spacious Kitchen, breakfast bar and eating area,  Dining Room, Living Room and a big Family Room in the Daylight Basement.  The configuration offers ample room for the family to spread out. 

LOTS OF VALUE IN IMPROVEMENTS!  THIS WOULD BE A GREAT HOME FOR A FIRST TIME HOME BUYER!

Sellers have refinished hard wood floors.  They are beautiful Douglas Fir hardwood and in a few short days will include beautiful new baseboards to match, and trim around front door.  Family room in daylight basement includes a wood stove with river rock accented wall behind it.  The renovations in this part of the home also include the same wood updates.  Baseboards, Window Sills and Trim.  The lighting fixtures throughout the home are new as well as a new hot water heater.  Electrical wiring and panel has been updated. 

GREAT BIG FENCED BACKYARD 

A huge grassy backyard offers shelter for family as they play, barbecue and enjoy the outdoors, but also privacy with an 8 foot privacy fence around the entire backyard circumference.  This home is well priced for a starter home.   Large enough to accomodate a growing family. 

While this home has no garage, there is room in the back through alley access to build a garage or at least to park boats, and use a storage shed to keep ATV's and bikes out of the weather.

BONUS OFFER:  SELLERS ARE OFFERING A $2500 CARPET ALLOWANCE AND $2000 Exterior Paint Update FOR EXTRA INCENTIVE!

Contact Mary Mangold, ePRO Realty at 208-983-7602
or email me :: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Keywords:  Grangeville Idaho Homes For Sale, Grangeville Residential, Grangeville Real Estate, Homes on Grangeville's Southside, Idaho First Time Home Buyers, Grangeville Starter Homes